:root{--ink:#10243c;--navy:#07182d;--blue:#0d3850;--teal:#0a7b74;--mint:#c7f1e8;--amber:#efad45;--paper:#f7f8f4;--white:#fff;--muted:#617083;--line:#dce3e7;--shadow:0 18px 55px rgba(7,24,45,.12)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper);font:16px/1.7 Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif}a{color:var(--teal);text-decoration-thickness:1px;text-underline-offset:3px}img{max-width:100%;height:auto}.wrap{width:min(1180px,calc(100% - 40px));margin:auto}.narrow{width:min(790px,calc(100% - 40px));margin:auto}.skip{position:absolute;left:-999px;top:8px;background:#fff;padding:8px;z-index:99}.skip:focus{left:8px}.site-header{position:sticky;top:0;z-index:20;background:rgba(247,248,244,.93);backdrop-filter:blur(12px);border-bottom:1px solid rgba(16,36,60,.09)}.nav{height:74px;display:flex;align-items:center;justify-content:space-between}.brand{font-weight:850;color:var(--navy);font-size:22px;text-decoration:none;letter-spacing:-1px}.brand span{color:var(--teal)}#navlinks{display:flex;align-items:center;gap:28px}#navlinks a{text-decoration:none;color:var(--ink);font-weight:650}.button{display:inline-flex;align-items:center;justify-content:center;background:var(--amber);color:var(--navy)!important;padding:13px 19px;border-radius:9px;font-weight:800;text-decoration:none;box-shadow:0 8px 20px rgba(239,173,69,.22)}.button:hover{transform:translateY(-1px)}.button.small{padding:10px 15px}.menu{display:none;background:none;border:1px solid var(--line);padding:8px 12px;border-radius:8px}.hero{min-height:640px;background:var(--navy);color:#fff;display:grid;align-items:center}.hero-copy{max-width:650px;padding:90px 0}.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:12px;font-weight:850;color:var(--teal);margin:0 0 12px}.hero .eyebrow{color:#76d3c7}.hero h1{font:700 clamp(45px,7vw,82px)/.98 Georgia,serif;letter-spacing:-.045em;margin:0 0 25px;max-width:650px}.hero .lead{color:#d6e0e9;max-width:590px;font-size:19px}.hero-actions{display:flex;gap:14px;align-items:center;margin-top:30px;flex-wrap:wrap}.ghost{color:#fff}.hero-note{font-size:13px;color:#adbdca;max-width:560px;margin-top:22px}.section{padding:82px 0}.section.alt{background:#eef2ef}.section-head{display:flex;justify-content:space-between;align-items:end;gap:30px;margin-bottom:34px}.section h2,.article h2{font-family:Georgia,serif;line-height:1.15;letter-spacing:-.025em}.section-head h2{font-size:clamp(32px,5vw,48px);margin:0}.section-head p{max-width:530px;color:var(--muted)}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.card{background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden;box-shadow:0 7px 25px rgba(7,24,45,.05)}.card-art{height:145px;background:linear-gradient(135deg,var(--navy),var(--blue));display:flex;align-items:end;padding:18px;text-decoration:none}.card-art span{color:var(--mint);font-size:11px;text-transform:uppercase;letter-spacing:.12em;font-weight:800}.card-body{padding:22px}.card h2{font-size:22px;margin:6px 0 10px;line-height:1.2}.card h2 a{color:var(--ink);text-decoration:none}.card p{color:var(--muted)}.text-link{font-weight:800}.trust{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.trust div{border-top:3px solid var(--amber);padding-top:15px}.trust strong{display:block;font-size:19px}.trust span{color:var(--muted);font-size:14px}.notice{background:var(--navy);color:#fff;border-radius:20px;padding:36px;display:grid;grid-template-columns:1.4fr .6fr;gap:30px;align-items:center}.notice p{color:#cbd5de}.article-head{background:#e8f0ed;padding:54px 0 46px}.breadcrumbs{font-size:13px;margin-bottom:28px;display:flex;gap:9px;flex-wrap:wrap}.breadcrumbs i{color:#94a1ad}.article-head h1{font:700 clamp(38px,7vw,64px)/1.05 Georgia,serif;letter-spacing:-.04em;margin:0 0 18px}.dek{font-size:20px;color:#40566b}.byline{font-size:13px;color:var(--muted)}.article{padding:48px 0 80px}.article .lead{font-size:20px;color:#304a61}.article h2{font-size:31px;margin:48px 0 14px}.article h3{font-size:20px;margin-top:30px}.article li{margin-bottom:8px}.disclosure{background:#fff8e9;border-left:4px solid var(--amber);padding:18px 20px;border-radius:6px;margin-bottom:30px;font-size:14px}.quick{background:#fff;border:1px solid var(--line);border-radius:14px;padding:24px;margin:30px 0}.quick h2{margin:0 0 16px;font-size:24px}.quick dl{display:grid;grid-template-columns:1fr 1fr;margin:0;gap:15px}.quick dl div,.terms div{border-top:1px solid var(--line);padding-top:10px}.quick dt,.terms dt{font-weight:800}.quick dd,.terms dd{margin:2px 0;color:var(--muted)}.proscons{display:grid;grid-template-columns:1fr 1fr;gap:18px}.proscons>div{background:#fff;border:1px solid var(--line);border-radius:12px;padding:5px 22px 18px}.proscons h2{font-size:24px;margin-top:22px}.verdict{background:var(--navy);color:#fff;padding:28px;border-radius:15px;margin:45px 0}.verdict h2{margin:0 0 10px;color:#fff}.verdict p:last-child{color:#d4dee7}details{border-top:1px solid var(--line);padding:16px 0}summary{font-weight:800;cursor:pointer}.related{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}.related .card-art{height:95px}.related .card-body{padding:16px}.related .card h2{font-size:17px}.related .card p{display:none}.page-head{padding:65px 0 35px}.page-head h1{font:700 clamp(40px,7vw,65px)/1.05 Georgia,serif;letter-spacing:-.04em;margin:8px 0}.page{padding-bottom:80px}.page h2{font-family:Georgia,serif;font-size:30px;margin-top:40px}.search{display:flex;gap:10px;margin:28px 0}.search input{flex:1;border:1px solid var(--line);border-radius:9px;padding:13px;font:inherit}.chips{display:flex;gap:8px;flex-wrap:wrap;margin:20px 0 35px}.chip{background:#e7efed;color:var(--ink);border-radius:999px;padding:7px 13px;text-decoration:none;font-size:13px;font-weight:750}table{width:100%;border-collapse:collapse;background:#fff}th,td{text-align:left;padding:12px;border-bottom:1px solid var(--line)}footer{background:var(--navy);color:#fff;padding:65px 0 20px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1.2fr;gap:60px}.brand.light{color:#fff}.footer-grid h2{font-size:14px;text-transform:uppercase;letter-spacing:.1em;color:#75d0c5}.footer-grid a:not(.brand){display:block;color:#d5e0e8;margin:7px 0;text-decoration:none}.footer-grid p{color:#bdc9d3;max-width:420px}.fine{border-top:1px solid #274055;margin-top:40px;padding-top:20px;color:#91a3b2;font-size:12px}.muted{color:var(--muted)}:focus-visible{outline:3px solid var(--amber);outline-offset:3px}@media(max-width:800px){.menu{display:block}#navlinks{display:none;position:absolute;top:74px;left:0;right:0;background:var(--paper);padding:20px;flex-direction:column;align-items:stretch;border-bottom:1px solid var(--line)}#navlinks.open{display:flex}.hero{min-height:620px;background-position:64% center}.hero:before{content:"";position:absolute;inset:74px 0 auto;height:546px;background:linear-gradient(90deg,rgba(7,24,45,.98),rgba(7,24,45,.55))}.hero-copy{position:relative}.grid,.trust,.footer-grid{grid-template-columns:1fr 1fr}.notice{grid-template-columns:1fr}.related{grid-template-columns:1fr}.related .card{display:grid;grid-template-columns:100px 1fr}.related .card-art{height:100%}.quick dl,.proscons{grid-template-columns:1fr}}@media(max-width:520px){.wrap,.narrow{width:min(100% - 28px,1180px)}.hero h1{font-size:46px}.hero-copy{padding:62px 0}.section{padding:60px 0}.grid,.trust,.footer-grid{grid-template-columns:1fr}.section-head{display:block}.footer-grid{gap:25px}.notice{padding:25px}.article-head{padding-top:35px}}@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}.about-links{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:15px;margin-top:30px}.about-links>a{display:flex;min-height:190px;flex-direction:column;padding:22px;background:#fff;border:1px solid var(--line);border-radius:14px;color:var(--ink);text-decoration:none;box-shadow:0 7px 25px rgba(7,24,45,.05);transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease}.about-links>a:hover{transform:translateY(-3px);border-color:#b9cbc9;box-shadow:0 14px 34px rgba(7,24,45,.1)}.about-links span{font:700 21px/1.2 Georgia,serif}.about-links small{display:block;margin:12px 0 18px;color:var(--muted);font-size:14px;line-height:1.55}.about-links strong{margin-top:auto;color:var(--teal);font-size:14px}.about-links i{font-style:normal;transition:margin-left .2s ease}.about-links>a:hover i{margin-left:4px}@media(max-width:700px){.about-links{grid-template-columns:1fr}.about-links>a{min-height:0}}@media(prefers-reduced-motion:reduce){.about-links>a,.about-links i{transition:none}.about-links>a:hover{transform:none}}.policy-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.policy-grid>a{position:relative;display:flex;min-height:260px;flex-direction:column;overflow:hidden;padding:26px;background:#fff;border:1px solid var(--line);border-radius:16px;color:var(--ink);text-decoration:none;box-shadow:0 8px 28px rgba(7,24,45,.06);transition:transform .22s ease,box-shadow .22s ease,border-color .22s ease}.policy-grid>a:before{content:"";position:absolute;inset:0 0 auto;height:4px;background:linear-gradient(90deg,var(--teal),var(--amber));transform:scaleX(.28);transform-origin:left;transition:transform .25s ease}.policy-grid>a:hover{transform:translateY(-6px);border-color:#b7cac8;box-shadow:0 20px 44px rgba(7,24,45,.13)}.policy-grid>a:hover:before{transform:scaleX(1)}.policy-grid b{display:grid;width:44px;height:44px;margin-bottom:22px;place-items:center;border-radius:12px;background:#e7f2ef;color:var(--teal);font:800 16px/1 Inter,ui-sans-serif,system-ui}.policy-grid span{font:700 24px/1.2 Georgia,serif}.policy-grid small{display:block;margin:13px 0 22px;color:var(--muted);font-size:14px;line-height:1.6}.policy-grid strong{margin-top:auto;color:var(--teal);font-size:14px}.policy-grid i{display:inline-block;font-style:normal;transition:transform .2s ease}.policy-grid>a:hover i{transform:translateX(5px)}@media(max-width:850px){.policy-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:560px){.policy-grid{grid-template-columns:1fr}.policy-grid>a{min-height:230px}}@media(prefers-reduced-motion:reduce){.policy-grid>a,.policy-grid>a:before,.policy-grid i{transition:none}.policy-grid>a:hover{transform:none}}.promotions-page{padding-bottom:85px}.promo-warning{margin-bottom:28px;padding:20px 22px;background:#fff8e9;border:1px solid #ead4a8;border-left:4px solid var(--amber);border-radius:10px;font-size:14px}.promo-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.promo-card{overflow:hidden;background:#fff;border:1px solid var(--line);border-radius:17px;box-shadow:0 8px 28px rgba(7,24,45,.06);transition:transform .22s ease,box-shadow .22s ease}.promo-card:hover{transform:translateY(-5px);box-shadow:0 20px 45px rgba(7,24,45,.13)}.promo-art{position:relative;display:flex;min-height:190px;flex-direction:column;justify-content:flex-end;overflow:hidden;padding:23px;background:radial-gradient(circle at 82% 22%,rgba(255,215,82,.38),transparent 25%),linear-gradient(135deg,#073d28,#118348);color:#fff}.promo-art:before,.promo-art:after{content:"";position:absolute;border:2px solid rgba(250,211,55,.55);border-radius:50%;pointer-events:none}.promo-art:before{width:170px;height:170px;right:-65px;top:-70px}.promo-art:after{width:110px;height:110px;right:-25px;top:-40px}.promo-art span{position:absolute;top:17px;left:20px;color:#ffe064;font-size:12px;font-weight:900;letter-spacing:.12em;text-transform:uppercase}.promo-art b{position:relative;max-width:90%;color:#ffe14d;font:900 clamp(25px,3vw,37px)/1 Inter,ui-sans-serif,system-ui;text-shadow:0 3px 0 rgba(0,0,0,.28)}.promo-art small{position:relative;margin-top:12px;color:#fff;font-size:15px;font-weight:800;line-height:1.25}.promo-copy{display:flex;min-height:365px;flex-direction:column;padding:22px}.promo-copy h2{margin:2px 0 12px;font:700 24px/1.2 Georgia,serif}.promo-copy>p:not(.eyebrow){margin:0 0 16px;color:var(--muted)}.promo-copy details{margin-bottom:18px;border-color:var(--line)}.promo-copy summary{color:var(--ink);font-size:14px}.promo-copy details p{margin-bottom:0;color:var(--muted);font-size:14px}.promo-button{display:flex;margin-top:auto;align-items:center;justify-content:space-between;padding:12px 15px;border-radius:9px;background:var(--amber);color:var(--navy);font-size:14px;font-weight:850;text-decoration:none;transition:background .2s ease,transform .2s ease}.promo-button:hover{background:#f5bd60;transform:translateY(-1px)}.promo-button span{transition:transform .2s ease}.promo-button:hover span{transform:translateX(4px)}@media(max-width:980px){#navlinks{gap:18px}.promo-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:800px){#navlinks{gap:28px}}@media(max-width:620px){.promo-grid{grid-template-columns:1fr}.promo-copy{min-height:0}.promo-art{min-height:175px}}@media(prefers-reduced-motion:reduce){.promo-card,.promo-button,.promo-button span{transition:none}.promo-card:hover,.promo-button:hover{transform:none}}.promo-card .promo-art{display:block;min-height:0;padding:0;aspect-ratio:16/9;background:#075335}.promo-card .promo-art:before,.promo-card .promo-art:after{display:none}.promo-card .promo-art img{display:block;width:100%;height:100%;object-fit:cover;transition:transform .25s ease}.promo-card:hover .promo-art img{transform:scale(1.025)}.promo-copy h2 a{color:var(--ink);text-decoration:none}.promotion-article h2{margin-top:44px}.promotion-actions{display:flex;align-items:center;gap:22px;margin-top:38px;flex-wrap:wrap}.promotion-actions>a:not(.button){font-weight:800}@media(max-width:620px){.promo-card .promo-art{min-height:0}}@media(prefers-reduced-motion:reduce){.promo-card .promo-art img{transition:none}.promo-card:hover .promo-art img{transform:none}}.contact-form{margin:22px 0 16px;padding:26px;background:#fff;border:1px solid var(--line);border-radius:15px;box-shadow:0 8px 28px rgba(7,24,45,.06)}.form-row{margin-bottom:18px}.form-row label{display:block;margin-bottom:6px;color:var(--ink);font-weight:800}.form-row input,.form-row select,.form-row textarea{display:block;width:100%;padding:12px 13px;border:1px solid #bcc8cf;border-radius:8px;background:#fff;color:var(--ink);font:inherit}.form-row textarea{resize:vertical;min-height:150px}.form-row input:focus,.form-row select:focus,.form-row textarea:focus{border-color:var(--teal);outline:3px solid rgba(10,123,116,.16)}.form-privacy{padding:12px 14px;background:#fff8e9;border-left:3px solid var(--amber);border-radius:5px;color:var(--muted);font-size:13px}.contact-form .button{border:0;cursor:pointer;font:800 15px/1.2 Inter,ui-sans-serif,system-ui}.form-fallback{font-size:14px;color:var(--muted)}@media(max-width:520px){.contact-form{padding:20px}}.hero{position:relative;overflow:hidden;background:var(--navy)}.hero-media{position:absolute;inset:0;z-index:0;width:100%;height:100%;object-fit:cover}.hero:after{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(90deg,rgba(7,24,45,.38),rgba(7,24,45,0) 68%);pointer-events:none}.hero>.wrap{position:relative;z-index:2}.section.alt .eyebrow{color:#006158}.trust span{color:#46596d}.card,.trust,.notice,.sidebar section,.policy-grid>a,.about-links>a,.promo-card{content-visibility:auto;contain-intrinsic-size:auto 360px}@media(max-width:800px){.hero:before{display:none}.hero:after{background:linear-gradient(90deg,rgba(7,24,45,.98),rgba(7,24,45,.64))}.hero-media{object-position:center}.hero-copy{position:relative}}.policy-with-sidebar{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:48px;align-items:start}.policy-main{min-width:0}.recommended-promotions{position:sticky;top:98px;margin-top:40px;padding:24px;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:0 12px 34px rgba(7,24,45,.08)}.recommended-promotions h2{margin:0 0 10px;font-size:25px}.recommended-promotions>p:not(.eyebrow){margin:0 0 18px;color:var(--muted);font-size:14px;line-height:1.55}.recommended-promotions nav a{display:block;padding:15px 0;border-top:1px solid var(--line);text-decoration:none}.recommended-promotions nav span{display:block;color:var(--teal);font-size:10px;font-weight:850;letter-spacing:.1em;text-transform:uppercase}.recommended-promotions nav strong{display:block;margin:3px 0;color:var(--ink);font-size:15px;line-height:1.35}.recommended-promotions nav small{display:block;color:var(--muted);font-size:12px;line-height:1.45}.recommended-notice{margin:18px 0;padding:14px;background:#fff8e9;border-left:3px solid var(--amber);border-radius:7px}.recommended-notice strong{font-size:13px}.recommended-notice p{margin:4px 0 0;color:#526276;font-size:12px;line-height:1.45}.recommended-all{display:block;font-size:14px;font-weight:850}@media(max-width:800px){.policy-with-sidebar{grid-template-columns:1fr}.recommended-promotions{position:static;margin-top:0}.recommended-promotions nav{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.recommended-promotions nav a{padding:14px;border:1px solid var(--line);border-radius:10px}}@media(max-width:650px){.recommended-promotions nav{grid-template-columns:1fr}.recommended-promotions{padding:20px}}.policy-with-sidebar>.sidebar{display:block;position:sticky;top:96px;padding-top:40px}.side-view-all{display:block;margin-top:14px;font-size:13px;font-weight:850;text-decoration:none}@media(max-width:800px){.policy-with-sidebar{grid-template-columns:1fr}.policy-with-sidebar>.sidebar{position:static;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;padding-top:0}}@media(max-width:620px){.policy-with-sidebar>.sidebar{display:block}.policy-with-sidebar>.sidebar section{margin-bottom:18px}}